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Savings Interest Rates

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Savings Interest Rates

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View the rates our bank offers on savings and transaction accounts. Apply Online Talk to us

Savings Products (Government Guaranteed*)

Bonus Saver Account (S7)+

Balance Rate##
$1 and $100,000 Up to 2.75% pa

Power-up eSaver Account (S6)

Balance Rate##
$1 and over 2.25% pa

Pensioner Security Account (S8)++

Balance Rate#
$45,400.01+ 2.70% pa
$1 to $45,400 2.51% pa

Access Savings, Budget Savings, Special Purpose Account & Cash Management (S1, S2, S3 & S5)

Balance Rate#
$1 and over 0.00% pa

Christmas Savings Account (S4)***

Balance Rate#
$1 and over 1.85% pa

Business Accounts

My Business/My Country Accounts (S20)

Balance Rate#
$1 and over 0.00% p.a.

My GST (S24)

Balance Rate#
$1 and over 0.00% pa

# Interest is calculated daily and paid quarterly.
## Interest is calculated daily and paid monthly.
*Capped at $250,000 per person
*** Withdrawals only available from 1 November to 31 January.
+Bonus interest earned for monthly deposits of $50 with no withdrawals, debit transfers or electronic debits from the account in the calendar month. Special Note: The bonus rate applies for a minimum deposit of $50.00 per month, no withdrawals per month and account balances under $100,000, the standard rate applies to any balance over $100,000. Personal banking only. Balances of all your Bonus Saver accounts are added together. The Bonus rate is currently 2.74%. The standard rate is currently 0.01%. Rates are subject to change. Example: Member’s Bonus Saver account balance is $112,413.59 at the end of the month and has made a deposit of $50 with no withdrawals within the month. The Bonus Interest is calculated on the daily balance up to $100,000 and the Standard Interest is calculated on the daily balance of the account. Interest is calculated daily and charged monthly.
++Special Note: Members over 65 years of age are automatically exempt from paying the Monthly Usage Fee, no application for exemption forms are required.