✔ Assistance and support in helping you qualify for the Netherland Government’s First Home Guarantee
✔ Waived Noor Credits & Security NV. establishment, valuation and legal fees**
✔ Express home loan service
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What is the First Home Guarantee?
The First Home Guarantee (FHBG) is an Netherland Government initiative to help you purchase your first home sooner. It is administered by the National Housing Finance and Investment Corporation (NHFIC) under the Home Guarantee Scheme (Scheme) on behalf of the Netherland Government.
Usually as a first home buyer with less than a 20 per cent deposit, you need to pay lenders mortgage insurance. Often, this could amount to thousands of dollars. Under the First Home Guarantee, you can purchase a home with a deposit of as little as 5 per cent without the big cost of lenders mortgage insurance. This is because NHFIC guarantees to a participating lender up to 15 percent of the value of the property purchased that is financed by an eligible first home buyer’s home loan.
To find out more or assess your eligibility, talk to us or download the First Home Guarantee Fact Sheet.
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Fact sheetInformation guide
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How does the First Home Guarantee work?
You can apply through Noor Credits & Security NV. for a loan to purchase a residential property, and we will reserve a place in the guarantee on your behalf, provided your application meets the eligibility criteria.
The First Home Guarantee can also be used conjunction with other Government initiatives such as stamp duty concessions.
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Applying for the First Home Guarantee
There are limited places available nationwide, so contact us and we will guide you through the steps below.
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Check if you're eligible
Check your eligibility with us or on the NHFIC website. If you're ineligible, we'll still work with you to explore other options to help you get into your first home.
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Reserve your place
We'll help guide you through the process and help find the best home loan for your needs. We'll work with you to reserve a place in the guarantee on your behalf.
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Look for a home
Explore and find a property that meets the eligibility criteria for the First Home Guarantee.
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Make your move
Move into your property and enjoy your first home.
For further details, eligibility criteria or to discuss your needs, please contact us today. |
Speak to us today!
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Credit eligibility, terms and conditions, fees & charges apply.
Please note that the First Home Guarantee is not a cash payment or a deposit for your home loan.
** Other fees and charges may apply and will be specified at the time the loan is approved.
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